Sign In
 [New User? Sign Up]
Mobile Version

Financial Underwriter - Hartford, CT

UnitedHealth Group

Hartford, CT
Job Code:
Apply on the Company Site
  • Save Ad
  • Email Friend
  • Print
  • Research Salary

Job Details

Financial Underwriter - Hartford, CT(Job Number:709390)

For those who believe in the power of data to help write the next chapter in the history of health care, here's your opportunity. Advancement, an elite group of peers, variety of product lines, and rewards for delivering on our mission ensures you will always be challenged at UnitedHealth Group to do your life's best work.(sm)


The Financial Underwriter will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. This individual will analyze health benefit plan characteristics and assess risks as to frequency and potential severity of losses of clients. They will utilize established underwriting criteria and policies to provide proper rating methodologies and will build and maintain models to assist in the economic analysis of market alternatives. The Financial Underwriter will evaluate and recommend alternative pricing options and plan design changes based on economic analysis and trends. This individual will also prepare financial modeling for reserve calculation, budget calculation, and other ongoing reviews that directly aligns with client strategies. They will validate renewals and request for proposals for accuracy including utilization & experience reporting.

Primary Responsibilities:

  • Achieve profit, growth, service and expense objectives through the financial analysis and management of a complex book of business
  • Execute financial management on a complex book of business consisting of multiple accounts
  • Devise and directly negotiate complex financial arrangements and settlements, as required, with client officers and personnel in local and national brokerage firms (with modest supervision); attempt to find solutions that will go beyond cursory responses to quote activity and find creative solutions to sell responsible business
  • Obtain policyholder and broker acceptance of expense and reserve levels necessary to achieve planned expense recovery and underwriting gain objectives
  • Develop and maintain excellent policyholder, producer and field relations
  • Advise internal sales and external constituents (with modest supervision) on benefit design, legislative requirements, alternate financial arrangements and industry trend
  • Provide direction to other areas in resolving service or claim issues that have financial implications
  • Serve as mentor to other Underwriters
  • Share in - depth understanding of all policies and procedures and tools; can advise others on special nuances to the business and provide support in more complex solutions
  • Monitor trends and identifies the need for new or revised procedures and practices
  • Recommend improvements in underwriting and marketing strategies
  • Assist in planning and leading underwriting projects as assigned
  • Identify and resolve issues proactively
  • Develop positive working relationships with peers and sales and other departments

Job Underwriting
Primary Location US-CT-Hartford
Other Location 
Organization E&I Underwriting & Pricing
Schedule Full-time
Number of Openings 1
Apply on the Company Site

UnitedHealth Group is the most diversified health care company in the United States and a leader worldwide in helping people live healthier lives and helping to make the health system work better for everyone.

Featured Jobs[ View All ]

Featured Employers [ View All ]