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Group Life & Disability Senior Group Underwriter


Roseland, NJ
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Job Details

Position Title: Group Life & Disability Senior Group Underwriter
Job Code: 393438
Job Location: New Jersey-Roseland

Group Insurance is an operating unit within the U.S. Businesses Division that primarily focuses on creating, distributing, and administering a complex range of life and disability insurance products for many top Fortune 500 companies. Prudential has been underwriting group insurance plans since 1916. Today, our Group Insurance business unit is the nation’s second largest group life carrier and a leading disability carrier, proudly servicing nearly 20,000 clients—and insuring more than 20 million employees and their families. Group Insurance has operation centers across the United States


Prudential Group Insurance underwriting division is looking for an experienced Group Life & Disability Underwriter in our Premier Account market segment supporting employer groups of 100-5,000 employees. The person in this position will be primarily accountable for underwriting Group Life & Disability proposals, renewals and on-going case activity in accordance with statutory regulations and existing underwriting policies and practices, analyzing cases and making and communicating decisions in a manner which contributes to the profitability of the product and reputation of the company.  The person in this role is expected to solve a range of straight forward problems while acquiring higher level knowledge and skills to handle more  advanced problem solving skills to address risk and service related issues.     

Main Job Responsibilities/Competencies:

  • Assesses, calculates and specifies the conditions under which Prudential is willing to accept risk on group life and disability business for prospective and inforce customers.  This includes, but is not limited to, the review and analysis of risk criteria, demographic data, financial data, rating formulas, case specific experience, product filings and statutory requirements for increasingly complex cases.    
  • Communicates and partners with sales representatives, account managers, brokers, customers and prospective customers regarding case issues, underwriting assessments, pricing and rating with a customer focus. 

  • Actively engages in supporting the positive consultative outcomes crucial to our long term success by enhanced application of growing underwriting and business expertise.

  • More independently handles complex inquiries in their interaction with Billing, Claims and other functional areas.

  • Works independently with a moderate level of guidance and supervision. 

  • May participate in special projects or provide one-on-one training for less experienced underwriters.

  • Makes sound decisions to drive results

  • Excellent work ethic and desire to succeed

  • Builds and maintains strong relationships

  • Possesses strong business acumen and analytical skills

  • Understands Group Life and/or Disability product principles and features
  • Group Life and/or Disability Underwriting experience, preferably 3 years, or equivalent through related work experience.
  • Proven ability to work independently
  • Strong Analytical and mathematical skills.
  • Excellent verbal and written communication skills



Prudential is a multinational financial services leader with operations in the United States, Asia, Europe, and Latin America. Leveraging its heritage of life insurance and asset management expertise, Prudential is focused on helping individual and institutional customers grow and protect their wealth. The company's well-known Rock symbol is an icon of strength, stability, expertise and innovation that has stood the test of time. Prudential's businesses offer a variety of products and services, including life insurance, annuities, retirement-related services, mutual funds, asset management, and real estate services.

We recognize that our strength and success are directly linked to the quality and skills of our diverse associates. We are proud to be a place where talented people who want to make a difference can grow as professionals, leaders, and as individuals. Visit to learn more about our values, our history and our brand.

Prudential is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status, or any other characteristic protected by law.

Note that this posting is intended for individual applicants. Search firms or agencies should email Staffing at for more information about doing business with Prudential.
Job Function: Underwriting
Schedule: Full-time
Apply on the Company Site

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